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Protecting Your Community’s Future

Condo Associations/ HOAs

Discover comprehensive insurance solutions tailored for Condo Associations and Homeowner Associations (HOAs).
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Essential Insurance for Condo Associations & HOAs


At CMIG, we specialize in providing tailored insurance solutions for Condo Associations and Homeowner Associations (HOAs). This service is crucial for ensuring that property managers can maintain their budgets, keep their residents happy, and protect individual board members. With access to multiple markets, we offer the best coverage options to help associations make informed decisions about their insurance needs.

Types of Policies We Offer

  • Property
  • Gen Liability
  • Umbrella
  • Directors & Officers
  • Fidelity
  • Workers Comp
  • Wind Deductible buy back
  • Difference in conditions
  • Wind driven rain
  • Parametric
  • Flood 
  • Earthquake

How We Help

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Comprehensive Coverage Options

We offer access to a wide range of insurance markets, ensuring your association gets the best coverage at competitive premiums. Our extensive network allows us to tailor policies that meet the specific needs of your community.

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Board Member Protection

Protect your board members with liability coverage designed specifically for their roles. Our policies help shield individual board members from personal liability, allowing them to serve with confidence and peace of mind.

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Budget-Friendly Solutions

We understand the importance of maintaining a balanced budget. Our team works closely with property managers to find cost-effective insurance solutions that do not compromise on coverage quality, helping to keep both your finances and residents satisfied.

Frequently Asked Questions

  • What types of insurance coverage do you offer for Condo Associations and HOAs?

    We offer a variety of coverage options including property insurance, general liability, directors and officers liability, and workers' compensation. Each policy is tailored to meet the unique needs of your association.

  • How do you help property managers maintain their budget?

    Our team works to find the most cost-effective insurance solutions without compromising on coverage. We leverage our access to multiple markets to negotiate the best premiums for your association.

  • What protection is available for individual board members?

    We provide directors and officers liability insurance, which protects individual board members from personal liability related to their official duties. This coverage is crucial for safeguarding their personal assets while they serve your community.

  • How can CMIG help us make the right decisions about our coverage?

    Our experienced agents offer expert advice and personalized service to ensure you understand all your coverage options. We help you make informed decisions by clearly explaining the benefits and limitations of each policy.

  • Why should we choose CMIG for our Condo Association or HOA insurance needs?

    Choosing CMIG means working with a dedicated team that understands the unique challenges faced by Condo Associations and HOAs. We provide tailored insurance solutions, exceptional customer service, and the expertise needed to protect your community effectively.

Let's Connect

Get in touch with us today!

Our team is ready to assist you with all your insurance needs. Reach out now to start the conversation!

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